CFO as a Service
When cash flow turns into guesswork, the business slips into survival mode: constant firefighting, paying whoever feels most urgent, and postponing critical decisions. The CFO (when there is one) gets buried in day-to-day operations, the board loses visibility, and no one has a clear view of what needs to happen over the next 90 days.
That’s exactly where Climb’s CFO as a Service steps in—bringing order to cash flow, establishing the management cadence, and building a decision system that supports both day-to-day operations and growth.
What does Climb do as a CFO as a Service?
1
Turnaround and performance recovery
✔ We quickly mapped the main drivers: revenue, margin, cost, working capital.
✔ We built a 90-day plan with clear goals, owners, and rituals.
✔ We run the performance routine with the team: what was on the slide becomes a meeting topic and a decision is made.
2
Debt restructuring and renegotiation
✔ We mapped the entire debt structure: terms, guarantees, costs, risks.
✔ We designed the renegotiation strategy based on actual cash flow, not the "ideal" cash flow.
✔ We participated in discussions with creditors, aligning the message, terms, and timeline.
3
Crisis management and cash flow planning
✔ We structure cash flow scenarios (base, stress, opportunity) with a minimum horizon of 13 weeks.
✔ We prioritize payments based on criteria such as: impact on operations, legal risk, financial cost, and strategic relationship.
✔ We have implemented cash flow decision rituals (weekly and monthly) with agendas, materials, and designated individuals.
How does Climb connect to your team?
✔ CFO as a Continuous Service
For companies that require ongoing senior financial leadership, with an established routine and close monitoring.
✔ Turnaround/Crisis Project
Focus on stabilizing cash flow, renegotiating debt, and organizing priorities during a critical period.
✔ Preparation for M&A
When the goal is to prepare the cash flow, indicators, and narrative for a funding round, partial or full sale.
If most conversations among your leaders begin with "how much cash do we have on hand?" and end without a clear plan, it's a sign that financial management has become a strategic bottleneck.
Climb's CFO as a Service was designed to solve this with methodology, data, and routines without adding unnecessary complexity.